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MPESA charges 2022 for Sending Money and Withdrawal in Kenya

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MPESA charges for Sending Money and Withdrawal calculator

MPESA Withdrawal Charges from Agent

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 N/A
50 100 10
101 500 27
501 1,000 28
1,001 1,500 28
1,501 2,500 28
2,501 3,500 50
3,501 5,000 67
5,001 7,500 84
7,501 10,000 112
10,001 15,000 162
15,001 20,000 180
20,001 35,000 191
35,001 50,000 270
50,001 70,000 300

Mpesa Charges – Sending money to Mpesa Users

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 FREE
50 100 FREE
101 500 11
501 1,000 15
1,001 1,500 26
1,501 2,500 41
2,501 3,500 56
3,501 5,000 61
5,001 7,500 77
7,501 10,000 87
10,001 15,000 97
15,001 20,000 102
20,001 35,000 105
35,001 50,000 105
50,001 70,000 105

Mpesa Transfer to Unregistered Users charges

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 N/A
50 100 N/A
101 500 45
501 1,000 49
1,001 1,500 59
1,501 2,500 74
2,501 3,500 112
3,501 5,000 135
5,001 7,500 166
7,501 10,000 205
10,001 15,000 265
15,001 20,000 288
20,001 35,000 309
35,001 50,000 N/A
50,001 70,000 N/A

MPESA charges Transfer to other Users

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 N/A
50 100 N/A
101 500 11
501 1,000 15
1,001 1,500 26
1,501 2,500 41
2,501 3,500 56
3,501 5,000 61
5,001 7,500 77
7,501 10,000 87
10,001 15,000 97
15,001 20,000 102
20,001 35,000 105
35,001 50,000 105
50,001 70,000 105

Mpesa Charges ATM Withdrawal

Min(KSHs.) Max(KSHs.) M-PESA Charges
200 2,500 34
2,501 5,000 67
5,001 10,000 112
501 20,000 197

Mpesa Charges Other Transactions

Other Transaction

Mpesa Charges

Mpesa deposits FREE
Mpesa registration FREE
Mpesa Buying Airtime FREE
Mpesa Balance Enquiry FREE
Mpesa Change PIN FREE

MPESA charges will depend on the amount you are sending or withdrawing. You can use your MPESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

PayPal to MPESA: How to link, Withdraw and Top up PayPal from MPESA

NOTE:

  • Maximum Account Balance is KSHs.100,000
  • Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
  • You cannot withdraw less than KSHs.50 at an MPESA agent outlet.
  • To initiate Mpesa Self Reversal, send the transaction confirmation to 456 or dial *456# and press 1.
  • You cannot deposit money directly into another Mpesa customer’s account at an agent outlet.
  • **3 free transactions per day thereafter Kshs. 1 (1-49) and Kshs.2 (50-100) will apply.
  • To transact, your Safaricom line and MPESA account must be active
  • At an agent outlet, you cannot deposit money directly into another MPESA customer’s account
  • You earn Bonga points when you transact on MPESA.
  • To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID or Alien ID/Foreigner Certificate

For registration at Agent outlets, only Kenyan passports and national IDs are valid. Foreign passports, military IDS and foreign certificates can only be registered at Safaricom shops and care desks.
For deposits and withdrawals, the valid documentation are Kenyan passport, national ID, Foreign Passport, Miltary ID and Foreign certificate.
Dial *234# to view applicable charges.

NO TRANSACTION WITHOUT AN ORIGINAL ID

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